Maryland Woman Sentenced to Four Years in Prison for Scheme to Use Stolen Identities to Purchase Vehicles

The following release is from the Department of Justice U.S. Attorney’s Office Eastern District of Virginia.

ALEXANDRIA, Va. – A Maryland woman was sentenced yesterday to four years in prison for bank fraud, aggravated identity theft, and possession of a firearm by a convicted felon.

According to court documents, on November 23, 2022, Loryn Michelle Dorsey, 36, of Elkridge, Maryland, fraudulently obtained the personal identifying information (PII) of two victims, identified as K.R. and Z.B., due to their high credit scores. Dorsey used this information to attempt to fraudulently obtain a loan from a bank to purchase a vehicle. She also assumed a false identity, “Julia Ball,” who is not a real person.

On December 6, 2022, Dorsey used K.R.’s PII to apply online for vehicle financing from a dealership in Fairfax, falsely presenting herself as K.R., a female. The dealership submitted the application to financial institutions, including Ally Bank, but the application was denied, and no loan was issued.

Later that same day, Dorsey submitted another application using Z.B. as the co-purchaser and “Julia Ball” as the co-owner. Through the dealership’s website, Dorsey was granted conditional approval for a loan from Ally Bank, based on Z.B.’s good credit. Because Z.B. had to be present to finalize the purchase and is male, Dorsey recruited a co-conspirator to impersonate Z.B. She also arranged for a fraudulent ID to be created using Z.B.’s information and the co-conspirator’s photograph.

Dorsey and the co-conspirator completed paperwork to purchase a 2015 Cadillac Escalade for $48,629.20, using a $1,000 cash down payment provided by Dorsey and financing the remaining balance of $47,629.20 through Ally Bank.

Fairfax County Police arrived at the dealership shortly after the paperwork was completed. Upon arrest, Dorsey was found in possession of a firearm. Due to a 2016 conviction for possession with intent to distribute a controlled substance in Maryland, Dorsey is prohibited from possessing a firearm or ammunition.

Erik S. Siebert, U.S. Attorney for the Eastern District of Virginia; Emily Odom, Special Agent in Charge of the FBI Washington Field Office’s Criminal and Cyber Division; and Kevin Davis, Fairfax County Chief of Police, made the announcement after sentencing by Senior U.S. District Judge Anthony J. Trenga.

The FBI Washington Field Office’s TOC-E/Major Theft Task Force and the Fairfax County Police Department Auto Crimes Enforcement Unit investigated the case. Assistant U.S. Attorney Nicholas A. Durham prosecuted the case.

This case is part of Project Safe Neighborhoods (PSN), a program bringing together all levels of law enforcement and the communities they serve to reduce violent crime and gun violence and to make our neighborhoods safer for everyone. On May 26, 2021, the Department launched a violent crime reduction strategy that strengthens PSN based on core principles: fostering trust and legitimacy in our communities, supporting community-based organizations that help prevent violence, setting focused and strategic enforcement priorities, and measuring results.

A copy of this press release is located on the website of the U.S. Attorney’s Office for the Eastern District of Virginia. Related court documents and information are located on the website of the District Court for the Eastern District of Virginia or on PACER by searching for Case No. 1:24-cr-7.